Sicred is the first financial institution that is a cooperative in Brazil. In a world that is increasingly collaborative, bringing together people who have the same purposes. For more than 116 years, we have believed in what is possible when dealing with money in a way never seen before, with intelligent solutions for the financial development of our clients.

With Sicred, when you join, you will have a small share of your cooperative, as if you were the owner of this institution, with a voice in all business decisions, with participation in all results, with everyone having the opportunity to make decisions or participate in its results, with many bonds that are based on trust and with possibilities for growth.

It is considered an instrument of economic organization of a society. It was created in Europe in the 19th century, as a form of mutual aid, with cooperation and partnership. Cooperatives bring together millions of members in projects that generate income and job opportunities, promoting regional development.

There are many types of associations that are credit cooperatives, with financial solutions that meet all the needs of their members, such as offering a credit card and using their assets to finance their members, but keeping the resources in the communities where they are generated.

The Sicredi Mastercard Black card is for people who value unique experiences, being able to enjoy good restaurants or for those who travel frequently, in our country and abroad, with benefits that are exclusive to their trips, with access to more than 850 VIP lounges and with its rewards program, where 1 dollar spent equals 1 point.

It is a card designed for customers who value a rewards program and for those who want a card that is full of benefits that are special to their lifestyle. With many benefits that are considered special for customers who want to travel and buy with great security and convenience with this credit card.

With this card, your customers can count on a card that is full of benefits for their purchases and with their participation in a rewards program. A perfect card for those who want a higher credit limit, with the enhancement of its benefits and for customers who need insurance or assistance when traveling internationally.

To apply for one of the Sicredi credit cards, access the
https://www.sicredi.com.br/site/cartoes. Another option for applying for one of their credit cards is to go to their branches that are accredited with their agents, who will give you all the help you need to obtain one of the cards from this cooperative.

The Sicredi rewards program is granted to cardholders who have Black, Platinum and Gold cards. Partner points are transferred to their customers who can exchange them for a variety of products and services, such as airline tickets, hotel stays, fuel, cell phones, electronic devices and much more.

These are online platforms that have more than 250 airlines and hotels around the world, as well as platforms that sell physical products. The Smiles program has more than 70 destinations around the world through Gol, Delta and Air France. The Tudo Azul program has more than 450 destinations around the world in partnership with Azul and United Airlines, with redemption in travel packages.

Customers with Black, Platinum and Gold credit cards can earn points on Sicredi Black cards, 1.5 points on Platinum cards and 1 point on Gold cards when they make purchases on credit and spend every dollar on their bill. This is a program per CPF, with the points generated on each of these cards being added to the same account.

To redeem the points that have been accumulated, there are two options: registering on the website of this program to redeem. For this redemption, the minimum amount of points that is required is 7,000 points, choosing a prize or choosing the payment method, which can be in points or with points and more money, to complete the redemption process online.

It is a document for the purposes of accounting that is sent every month to the holder of one of the Sicredi credit cards, where all transactions of the card that is in the credit category are listed. These transactions are carried out by the holder or additional cardholder, with other records and information that are in the interest of its customers for the payment of the outstanding balance on the due date.

Transactions with these credit cards are all purchases of goods or services that are made with one of the Sicredi credit cards, which may include cash withdrawals or other transactions that arise from your contract. They are with the Visa or Mastercard brands, which are allowed for use in many establishments, in Brazil and abroad that accept these brands.

They are designed so that customers can make their dreams come true and shop more conveniently and safely in their daily lives. Compare all Sicredi cards and choose the one that best fits your lifestyle. All of these cards offer many benefits to their customers, and one of them will certainly be ideal for your credit profile.